We have launched a new housing affordability program. The purpose of the Delta Housing Affordability Fund is to increase housing affordability for qualifying, first-time homebuyers by providing closing cost assistance. Our mission is to reduce the financial burden of purchasing a home and bridge the affordability gap for those who may not otherwise qualify. This new program will support Delta Association of REALTORS®’s request for funds and grant application submission to the California Association of REALTORS®’s Housing Affordability Fund (HAF).

The primary benefits of the program are based on Delta’s four core values: 

  1. Increased affordability: The program will reduce the financial burden of purchasing a home for qualifying, first-time homebuyers by providing closing costs assistance.
  2. Expanded homeownership opportunities: By making homeownership more attainable, the program will expand homeownership opportunities for qualifying, first-time homebuyers who may not otherwise have sufficient funds for the closing costs required.
  3. Strengthened communities: Homeownership helps to strengthen communities by promoting health and housing stability, as well as increases civic engagement and pride in community.
  4. Creating long-term financial stability: Providing pathways to homeownership creates opportunities for those who rent to increase their long-term financial well-being for families who have been historically locked out of the housing market.

This program matters to our region because it serves underrepresented homebuyers with little to no savings. As a not-for-profit association, we are strongly committed to promoting housing affordability and expanding homeownership opportunities as a path to wealth-building for families who have been historically locked out of the housing market.  The program will work to address the affordable housing crisis in the community and contribute to the overall health and vibrancy of the local housing market.

Stronger communities are built on strong partnerships. Delta Association of REALTORS®’s work in the community would not be possible without strong partnerships across multiple community groups. We rely on local businesses, quality lenders, philanthropic organizations, and local government agencies to work together to make ideas like these achievable. We are requesting that you join us in this effort.


Please contact Tonia Nielsen, Tonia@DeltaAOR.com, for more information. 


Delta HAF Grant Program Launch Reception
October 30 @ 11:00 am – 12:30 pm

Are you ready? The countdown to the launch of the Delta Housing Affordability Fund Closing Cost Assistance Grant Program has finally arrived!

We are excited to have you meet with our non-profit program partners, San Joaquin Community Foundation .

Delta Association of REALTORS®, in collaboration with California Association of REALTORS® Housing Affordability Fund (C.A.R. HAF), and San Joaquin Community Foundation, brings a grant program to assist low-to-moderate income 1st time home-buyers purchasing in Contra Costa or San Joaquin County for up to $5,000 towards closing cost assistance.

Learn all about the program details & application process at the Program Launch Reception at 11 am held at Delta Association of REALTORS® Conference Center. Light appetizers will be served. Introductions and LIVE Program Launch at 11:30 am.

Must RSVP at 925-757-8283 to attend, as seating is limited.

To become a Preferred Lender for the Delta HAF Closing Cost Assistance Grant Program, please contact 2024 Delta Association of REALTORS® President, Laura Agdanowski at 925-759-1592 or LauraAgent4u@gmail.com , or 2024 Delta Association of REALTORS® President-Elect, Virginia Viera Mitchell at 925-325-2170 or Virginia@BuySellRent925.com .


Delta Association of REALTORS®
3428 Hillcrest Ave. Suite 200
Antioch, CA 94531
Phone (925)757-8283
Fax (925) 757-8393

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